A couple bundled up in winter gear, smiling in the snow!

Holiday Personal Loan

Rates as low as
6.99%
APR*
36-Month Term 

Bundle up your debt this holiday season! 

With Unison's limited-time Holiday Personal Loan, you can make your holiday season a little more stress-free, by consolidating your debt into one simple, manageable payment! 




Loan Details

Qualifications
  • Must have a Share Savings
  • Under 18 years old requires a parent or guardian as a co-signer
  • Completed and signed loan application
  • Subject to credit approval
Features
  • No collateral needed
  • Competitive rates are subject to risk-based pricing
  • Terms up to 36 months 
  • Automatic payment available 
  • No pre-payment penalty
  • Borrowed funds can be used for any purpose
Fees
  • A late fee of either $10 or 5% of the past due amount—whichever is lower—will be charged 11 days after a missed payment

















View Current Rates

Effective Date:
Term Rates as low as* Payments per $1,000
36 Months 6.99% APR $30.88
48 Months 7.99% APR $24.41
60 Months 8.99% APR $20.76

*APR (Annual Percentage Rate) “as low as” 6.99% requires a credit score of 720 and above and has a maximum term of 36 months. For borrowers with scores under 720 or with terms over 36 months, other rates apply. Payment examples: $1000 for 36 mo. at 6.99% = $30.88 payment per month; same amount at 9.99%, payment = $32.26 per mo. All loans are subject to Unison’s normal credit requirements and term limitations. Advertised APR accurate as of 11.17.25 and ends 1.5.26. Membership eligibility required, NCUA insured. 
























*APR (Annual Percentage Rate) “as low as” 6.99% requires a credit score of 720 and above and has a maximum term of 36 months. For borrowers with scores under 720 or with terms over 36 months, other rates apply. Payment examples: $1000 for 36 mo. at 6.99% = $30.88 payment per month; same amount at 9.99%, payment = $32.26 per mo.  All loans are subject to Unison’s normal credit requirements and term limitations. Advertised APR accurate as of 11.17.25 and ends 1.5.26.  Membership eligibility required, NCUA insured.