The account that starts it all.
Begin your financial journey with our Share Savings account—the essential account that opens the door to all Unison Credit Union services. With a simple $5 deposit, you'll become a member, start building your savings, and unlock access to our full range of accounts and benefits.
Maximize Your Savings with Our Financial Calculators
Explore our suite of financial calculators designed to empower your savings journey. Whether you're curious about the magic of compound interest, planning for college, or setting long-term savings goals, our easy-to-use tools provide clear insights to help you make informed financial decisions. Start exploring today and take control of your future.
Account Details
Qualifications
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Membership eligibility
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$5 minimum balance to open (one credit union share)
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If under age 16, must have parent/guardian joint on account. School ID must be provided with a birth certificate or Social Security Card.
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Valid ID
Features
- Dividends earned daily
- Dividends paid monthly
- Monthly statement with checking and electronic transaction
- Quarterly statement, if monthly statement isn’t given
- Unlimited transfers and withdrawals in person, at an ATM or by mail
- 24/7 account access:
Fees
- None
View Current Rates
Effective Date:Saving Account Options
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Account Type
|
Required Opening Deposit
|
Minimum Daily Balance to Avoid Fee | Minimum Daily Balance to Earn APY |
Dividend Rate / APY*
|
|---|---|---|---|---|
| Share Savings | $5 | $0 | $0 | 0.10% / 0.10% |
| Sub-Share Savings | $0 | $0 | $0 | 0.10% / 0.10% |
| Property Tax Savings | $0 | $0 | $0 | 0.10% / 0.10% |
| Empowering Kids Savings** | $5 | $0 | $0 | 3.00% / 3.04% |
| Empowering Teens Savings** | $5 | $0 | $0 | 3.00% / 3.04% |
| Health Savings | $0 | $0 | $0 | 1.50% / 1.51% |
*APY = Annual Percentage Yield. Dividend rates and annual percentage yields are subject to change at any time. Fees may reduce earnings. The minimum balance required to open a Regular Savings, Empowering Kids Savings or Empowering Teens Savings is $5 (one share). **3.04% APY/3.00% dividend rate is applicable to balances up to $1,000.00 on Empowering series savings accounts only, offer does not apply to checking accounts. Balances over $1,000.00 will earn the regular share rates, currently 0.10% APY/0.10% dividend rate.
Empowering Every Chapter of Life!
Where Convenience Meets Confidence.
Unlock Your Home's Potential
Have a high-deductible health plan? Open a Health Savings Account (HSA) with Unison for tax-free savings on medical expenses. Simple, user-friendly, and stress-free!
Hit the Road, Water or a Trail – with a Vehicle Loan!
With competitive rates, affordable monthly payments, and expert guidance, we’re committed to finding the perfect loan to fit your lifestyle. Let Unison Credit Union help you drive off in the vehicle of your dreams—because your journey starts here!