Easy Does It
A checking account that’s free and requires no minimum balance.
Discover hassle-free banking with our Easy Does It Checking account. Designed for those who value simplicity and affordability, this account offers unlimited check writing with no minimum balance or monthly fees. Enjoy straightforward, budget-friendly banking with our Easy Does It Checking account – the perfect solution for managing your everyday finances with ease.
Keep Your Checking in Check
Maintain control of your finances with our easy-to-use checkbook calculator. Simply enter the ending balance from your statement and list your outstanding checks and deposits. Our tool will quickly show you whether your checkbook register matches up so you can catch any discrepancies and keep your account balanced.
Account Details
Qualifications
- Must have a Shares Savings
Features
- No balance requirement
- No dividends paid
- Free Debit Card
- Monthly statement
- Unlimited check writing
- 24/7 account access:
Fees
- No monthly fee
- $25 stop payment fee
- Check printing fee (varies by vendor)
- Checkbook balancing: $20/hour (minimum $20)
- Card replacement: $5 for lost cards; FREE for stolen/damaged cards
Additional Information
Eligibility
- Must be 14 or older to open a checking account
- If under 18, a parent or guardian must be a joint account owner
Checkbook Balancing Assistance
- Checkbooks will be returned within three business days unless another date is agreed upon
- Assistance covers a maximum of three months (current month + two prior months)
Dormant Account Policy
- Accounts are considered dormant after 36 months of nonuse with a balance under $25
- Dormant accounts are subject to a $5 monthly fee
View Current Rates
Effective Date:Checking Account Options
|
Account Type
|
Required Opening Deposit
|
Minimum Daily Balance to Avoid Fee | Minimum Daily Balance to Earn APY |
Dividend Rate / APY*
|
|---|---|---|---|---|
| Easy Does It Checking | $0 | $0 | $0 | 0.00% / 0.00% |
| Checking Plus** | $0 | $200 OR Direct Deposit | $500 | 0.10% / 0.10% |
*APY = Annual Percentage Yield. Dividend rates and annual percentage yields are subject to change at any time. Fees may reduce earnings. **Checking Plus Accounts require either Direct Deposit or $200 to open and minimum daily balance to avoid $5.00 monthly fee; $500 required to obtain APY.
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