Your Future is Golden

*Giveaway entry open to existing or new Empowering Kids and Teens account owners in good standing only; entry period is from 3/9/26 to 3/31/26.  $5 minimum balance to open an account/win.  Winners notified by 4/21/26.  Limit of one (1) extra entry earned per account per day for: an in-branch deposit of cash or check of $10 or more (excluding EFTs); opening a new empowering (youth) account; opening a new debit card (aged 14+); or completing an alternative entry form at select branches.  **Extra entries do not include EFTs or electronic transactions and do not include a replacement debit card.  Annual Percentage Yield. 3.04% APY is applicable to balances up to $1,000.00 on Empowering series savings accounts only; the offer does not apply to checking accounts. Shares with balances over $1,000.00 will earn the regular share rate, currently 0.10% APY. APY rates are accurate as of March 9, 2026, and are variable and subject to change. This contest is not a lottery, raffle, or bingo. Prizes are non-transferable, non-redeemable for cash, and may not be substituted. A parent or guardian must be present to accept the prize. Winners are responsible for any tax liability resulting from the prize(s). See official contest rules. Winners are responsible for taxes. NCUA insured.