Your First Job
Congratulations! You have your first job. But now what? Ask your employer if they utilize direct deposit. If so, you could have your paycheck automatically deposited into your account, saving you time.
Getting married is a life-changing event! Consolidate your finances with a joint savings and checking account. If you already have an account at Unison and are looking to add your spouse, remember to order new checks with both of your names and order a new ATM/debit card with your spouse’s name, too.
Now that you’re married, you probably have some new items to work into your budget. Unison can help! With It’s Me 247 online banking, you can check your balance, transfer money and view checks, making it easy to keep track of your spending. And, with CU Easy Pay online bill pay, it’s easy to add new bills and set up automatic payments and bill reminders.
Learn more about It’s Me 247 »
Learn more about CU Easy Pay »
Buying a Home
If you’re ready to purchase a home, Unison can help. Our experts can guide you through the process of applying for a mortgage, even getting you pre-qualified. You’ll know how much you can afford, what your payments will be, and realtors will take your offer more seriously. Plus, Unison offers low rates and bi-weekly payments, which will save you thousands of dollars in interest over the life of your loan.
Request a Home Buying Workbook »
Learn more about home loans »
Check out our mortgage rates »
Having a Baby
Adding to your family is a big step. Start your newest addition off on the right foot. Open a Moola Moola Kids’ Savings Club account. This is the perfect place to deposit birthday money and to start saving for your little one’s needs. When your child is older, it’s the perfect way to teach the value of saving!
Learn more about the Moola Moola Kids’ Savings Club »
If you’re already worried about paying for college, consider opening a Coverdell ESA. This is a tax-smart, long-term savings plan that allows you to save for education needs (elementary, secondary and post-secondary). Start saving when your child is young – these savings will really add up over time!
Learn more about Coverdell ESAs »
Whether you just got your first job, just got married or are starting a family, those expenses can really add up. Open our low-rate Visa®
Platinum credit card and enjoy a fixed low rate of 9.99% APR. You will pay less interest on balances and therefore have lower monthly payments than that of higher-interest cards offered by other companies.
Learn more about our Visa® Platinum credit card »
Unison also offers a Visa®
Platinum with Rewards credit card. With this card, you will earn one point for every dollar spent and can redeem your points for merchandise or travel. This card offers a low rate of 12.99% APR.
Learn more about our Visa® Platinum with Rewards credit card »
This is the perfect time to get in the habit of investing. Our term share certificates have a low minimum deposit of $500 and earn a higher rate of return than a savings account.
Learn more about certificates »
Now is also a good time to start planning for your future. Consider opening an IRA. Little by little, those savings can add up to big returns.
Learn more about IRAs »