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36 Months
4.99%
$29.97
48 Months
4.99%
$23.03
60 Months
4.99%
$18.87
72 Months
4.99%
$16.11
36 Months
5.49%
$30.20
48 Months
5.99%
$23.49
60 Months
5.99%
$19.34
48 Months
7.99%
$24.41
For 72 mos. term, vehicle value must be at least $16,000. Annual percentage rates subject to change.
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Signature Loans
60 Months
10.99%
$21.74
Kwik Cash Line of Credit
48 Months
9.99%
$25.37
Annual percentage rates subject to change. Annual percentage rate on Kwik Cash line of credit may change at any time. Kwik Cash line of credit has no annual fee.
3-Year Adjustable Rate Home Loan-Indexed1
30 Years
3.750%
4.386%
80%
5-Year Adjustable Rate Home Loan-Indexed1
30 Years
4.15%
4.417%
80%
Fixed Rate Home Loan
15 Years
4.50%
4.500%
80%
$7.66
Home Equity
60 Months
5.40%
5.400%
80%
$19.07
Second Home Loan - 3 year balloon2
15 Years
5.25%
5.250%
80%
$8.05
Home Equity Line of Credit3
N/A
4.00%
4.00%
80%
N/A
1The APR, interest rate, principle, and interest payment are subject to increase and can change after the loan is closed due to market-driven changes to the index.
2Assumes a $100,000 mortgage with a 15-year amortization and 35 monthly payments of $803.88 followed by one payment of $86,552.45
3Minimum line amount is $5,000. Closing costs range from $130.00-$400.00. Rate may increase after consummation. Rate is tied to an index, the Prime Rate as published in the Wall Street Journal. Ask for current index value. Maximum rate is 18% and minimum rate is 4%. Property insurance is required. Minimum payment is 1% of the outstanding balance or $50.00, whichever is greater. Tax deductibility is subject to IRS guidelines.
*Rates subject to change at any time. Subject to credit approval. Membership required. APR will vary based on your final loan amount and finance charges.
†90% loan to value financing available. Call for additional details. Not available on Home Equity Line of Credit products.
$500
90 Days
0.40%
0.40%
$500
6 Months
0.700%
0.70%
$500
12 Months
1.00%
1.00%
$500
18 Months
1.145%
1.15%
$500
24 Months
1.290%
1.30%
$500
30 Months
1.29%
1.30%
$500
36 Months
1.590%
1.60%
$500
48 Months
1.790%
1.80%
$500
60 Months
2.080%
2.10%
Annual percentage yields subject to change. A penalty may be imposed for early withdrawal.
$0
Variable
0.40%
0.40%
$500
90 Days
0.40%
0.40%
$500
6 Months
0.700%
0.70%
$500
12 Months
1.00%
1.00%
$500
18 Months
1.145%
1.15%
$500
24 Months
1.29%
1.30%
$500
36 Months
1.590%
1.60%
$500
48 Months
1.790%
1.80%
$500
60 Months
2.080%
2.10%
Dividend rates and annual percentage yields are subject to change. Dividend rates and annual percentage yields on the Variable IRA share account may change at any time. A penalty may be imposed for early withdrawal of the 6-, 12-, 18-, 24-, 36-, 48- and 60-month and 90-day IRA term share certificates.
$2,500
0.35%
0.35%
0.35%
0.35%
$10,000
0.45%
0.45%
0.45%
0.45%
$15,000
0.50%
0.50%
0.60%
0.60%
$25,000
0.55%
0.55%
0.65%
0.65%
$75,000
0.60%
0.60%
0.70%
0.70%
Dividend rates and annual percentage yields are subject to change at any time. Fees may reduce earnings.
Regular Savings
0.30%
0.30%
Christmas Club
0.30%
0.30%
Property Tax Account
0.30%
0.30%
Vacation Club
0.30%
0.30%
Prom Club
0.30%
0.30%
Health Savings
0.85%
0.85%
Moola Moola Kids' Club
0.30%
0.30%
Serious Savings
0.30%
0.30%
Checking Plus
0.15%
0.15%
Dividend rates and annual percentage yields are subject to change at any time. Fees may reduce earnings. The minimum balance required to open a Regular Savings, Moola Moola Kids' Club or Serious Savings account is $5 (one share).