Please refer to our Truth-in-Savings disclosure
for additional share account information.
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36 Months
4.99%
$29.97
48 Months
4.99%
$23.03
60 Months
4.99%
$18.87
72 Months
4.99%
$16.11
36 Months
5.49%
$30.20
48 Months
5.99%
$23.49
60 Months
5.99%
$19.34
48 Months
7.99%
$24.41
For 72 mos. term, vehicle value must be at least $16,000. Annual percentage rates subject to change.
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Signature Loans
60 Months
10.99%
$21.74
Kwik Cash Line of Credit
48 Months
9.99%
$25.37
Annual percentage rates subject to change. Annual percentage rate on Kwik Cash line of credit may change at any time. Kwik Cash line of credit has no annual fee.
3-Year Adjustable Rate Home Loan-Indexed3
30 Years
4.75%
4.578%
90%
$5.61
5-Year Adjustable Rate Home Loan-Indexed3
30 Years
4.95%
4.659%
90%
$5.34
2-Year Adjustable Rate Home Loan3
30 Years
6.50%
6.500%
90%
$6.33
Fixed Rate Home Loan
15 Years
4.99%
4.990%
90%
$7.91
Home Equity
60 Months
5.40%
5.400%
90%
$19.07
Second Home Loan - 3 year balloon4
15 Years
5.25%
5.250%
90%
$8.05
Home Equity Line of Credit5
N/A
3.25%
3.25%
90%
N/A
Visa Platinum Home Equity Line of Credit
N/A
3.25%
3.25%
90%
N/A
3Rates may increase after consummation. The APR, interest rate, principal, and interest payment are subject to increase and can change after the loan is closed due to market-driven changes to the index. Please refer to the following examples of a 30-year ARM loan with a $100,000 loan amount assuming a 10% down payment:
3-year ARM at a 4.75% start rate, the APR is 4.578%, subject to increase. Your payment schedule would be 36 payments of $521.50
5-year ARM at a 4.95% start rate, the APR is 4.659%, subject to increase. Your payment schedule would be 60 payments of $533.62
415-year amortization, 35 monthly payments of $8.05 per $1,000 followed by a balloon payment.
5THE LINE OF CREDIT LOAN-TO-VALUERATIO IS 90%. MINIMUM LINE AMOUNT IS $5,000. CLOSING COSTS RANGE FROM $94 - $116. RATE MAY INCREASE AFTER CONSUMMATION. MAXIMUM RATE IS 18%. PROPERTY INSURANCE Is required. Minimum payment is 1% of the outstanding balance or $50.00, whichever is greater. Tax deductibility is subject to IRS guidelines.
*Rates subject to change at any time. Subject to credit approval. Membership required. APR will vary based on your final loan amount and finance charges.
$500
90 Days
0.90%
0.90%
$500
6 Months
1.340%
1.35%
$500
12 Months
1.785%
1.80%
$500
18 Months
1.785%
1.80%
$500
24 Months
1.940%
1.95%
$500
30 Months
1.940%
1.95%
$500
36 Months
2.185%
2.20%
$500
48 Months
2.380%
2.40%
$500
60 Months
2.530%
2.55%
Annual percentage yields subject to change. A penalty may be imposed for early withdrawal.
$0
Variable
0.90%
0.90%
$500
90 Days
0.90%
0.90%
$500
6 Months
1.340%
1.35%
$500
12 Months
1.785%
1.80%
$500
18 Months
1.785%
1.80%
$500
24 Months
1.940%
1.95%
$500
36 Months
2.185%
2.20%
$500
48 Months
2.380%
2.40%
$500
60 Months
2.530%
2.55%
Dividend rates and annual percentage yields are subject to change. Dividend rates and annual percentage yields on the Variable IRA share account may change at any time. A penalty may be imposed for early withdrawal of the 6-, 12-, 18-, 24-, 36-, 48- and 60-month and 90-day IRA term share certificates.
$2,500
.55%
.55%
$10,000
.90%
.90%
Dividend rates and annual percentage yields are subject to change at any time. Fees may reduce earnings.
$15,000
0.99%
1.00%
1.09%
1.10%
$25,000
1.09%
1.10%
1.19%
1.20%
$75,000
1.19%
1.20%
1.29%
1.30%
Dividend rates and annual percentage yields are subject to change at any time. Fees may reduce earnings.
Regular Savings
.50%
.50%
Christmas Club
.50%
.50%
Property Tax Account
.50%
.50%
Vacation Club
.50%
.50%
Moola Moola Kids' Club
.50%
.50%
Checking Plus
.30%
.30%
Dividend rates and annual percentage yields are subject to change at any time. Fees may reduce earnings. The minimum balance required to open a Regular Savings or Moola Moola Kids' Club account is $5 (one share).