Health Savings Account
Unison HSAs are designed specifically for individuals with high deductible health plans (HDHPs). Unison's HSA program allows members to use pre-tax dollars to pay for current or future medical expenses. To find out if your insurance plan qualifies, please check with your insurance agent.
To be eligible, a share savings account with a $5 minimum deposit must be opened. For an HSA, a one-time enrollment fee of $25 will be assessed at account opening. Contributions to the account can be made via payroll deduction, direct deposit or at any of our locations. For your convenience, a FREE debit card will be provided along with It's Me 247 Online Banking, Online Bill Pay and E-statements.
For information on contribution limitations, distributions and more;
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Flexibility to pay current medical expenses or save for future needs.
Savings tool with investment earnings.
Tax-deductible contributions and tax-deferred earnings, withdrawals are tax-free if used for qualified medical expenses.
Balance carries over from year-to-year; no annual deadline to use up accumulated funds.
A Unison HSA remains with you, regardless of change in coverage or employment.