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Smart Option Student Loan®
The Unison Credit Union Smart Option Student Loan® by Sallie Mae® is an ideal solution to help bridge the gap between federal loans and the cost of your education expenses.

The Smart Option Student Loan features and benefits:
  • We offer competitive fixed interest rates in addition to our low variable interest rates, providing even more choice and flexibility.
  • Ability to earn rewards for paying on time. Earn up to 2% of your scheduled monthly payments that are made on time.
  • Borrow up to 100% of school certified education costs (minimum $1,000)
  • Multiple in-school repayment options available
  • Borrower benefits available - like rewards and interest rate reductions
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
  • Fast online application. It's quick and easy-to-complete, takes about 15 minutes!
  • 24/7 online account management
  • No prepayment penalty
  • Build your credit. By making scheduled monthly payments on time you will establish a payment history, putting you on a path towards building a credit history and a brighter financial future.

Together, we can do this.

Learn more, or fill out an application today! 
Get started here »

*We are compensated for the referral of Smart Option Student Loan customers